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A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. Whether you're starting your own small business or you're already running one, its continued financial health is one of the most important things to keep in mind. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa.
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The result of an application is mostly based on your credit score, although other factors are.
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